We work with a variety of insurance plans to make care more accessible.
If you’re unsure about your coverage, we’re happy to help you understand your options.
Insurance We Currently Accept
Commercial Plans
- Aetna
- Anthem Blue Cross — Commercial
- Blue Shield of California — Commercial
- Health Net of California — Commercial
- United Healthcare / Optum
- Western Health Advantage
- Clear Water Benefits Administration
- United Medical Resources (UMR)
- United Medical Resources (UMR) — Sutter Plans
Medi-Cal & Managed Plans
- Anthem Blue Cross — Medi-Cal
- Blue Shield of California Promise Health Plans
- Health Net of California — Medi-Cal
- Health Plan of San Joaquin — Medi-Cal
- Carelon — Partnership Health Plan Medi-Cal
- Carelon — Sutter Health Plans
Kaiser
- Carelon Kaiser Commercial
- Carelon Kaiser Medi-Cal
Kaiser clients must have a referral and prior authorization from Kaiser before beginning services with The REAL Institute.
EAP (Employee Assistance Programs)
- Aetna EAP
- Carelon Anthem PG&E
- Carelon EAP
- Optum EAP
- United of Omaha — EAP
Recent Insurance Changes
We are no longer accepting new clients with the following plans:
- Magellan EAP Regular
- Magellan EAP Wildfire
- Magellan Health Services
- TRICARE West Region
For current clients:
These plans will continue to be accepted through May 1, 2026.
If you have any questions about your coverage or next steps, please reach out to our team — we’re here to help. If you’d like help understanding your options after this date, we’re happy to talk through next steps with you.
Questions About Coverage?
If you do not see your insurance listed or are unsure what your plan includes, please contact us at outreach@therealinstitute.com or reach out through our contact page — we’re happy to help.
Important Note:
Insurance coverage can vary, and verification is required before services begin.
Having insurance does not always guarantee coverage or payment for services.